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Never pay down a deposit in a bank account until you have met the seller, seen signed a purchase agreement. No serious private advertisers ask for a down payment before you meet. Receiving an email with an in-scanned ID does not mean that you have identified the sender. You do this on the spot, when you sign a purchase agreement.
Now that I'm a few weeks in, the routine with Vision Hero is settled. I don't have to think about it. That's actually the first hurdle for any new habit and most things I try don't make it past that point. Once the habit is automatic, the rest of the experience becomes about whether it's quietly contributing or quietly...